:root {
            --primary-blue: #112f87;
            --primary-green: #50d8af;
            --light-gray: #f8f9fa;
            --dark-gray: #333;
            --white: #ffffff;
            --shadow: 0 10px 30px rgba(0,0,0,0.1);
            --highlight-gradient: linear-gradient(120deg, rgba(80, 216, 175, 0.3) 0%, rgba(17, 47, 135, 0.3) 100%);
        }

        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
            font-family: 'Montserrat', 'Open Sans', sans-serif;
        }

        .icon {
            display: inline-block;
            width: auto;
            height: 1em;
            overflow: visible;
            vertical-align: -0.125em;
            fill: currentColor;
        }

        body {
            color: var(--dark-gray);
            line-height: 1.6;
            overflow-x: hidden;
        }

        .container {
            width: 90%;
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
        }
        @media (max-width:768px){

        .container{
        width:100%;
        max-width:100%;
        padding:0 20px;
        }

        }
        /* Header */
        header {
            background-color: var(--white);
            box-shadow: 0 2px 10px rgba(0,0,0,0.05);
            position: fixed;
            width: 100%;
            top: 0;
            z-index: 1000;
        }

        .header-container {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 15px 0;
        }

        .logo {
            display: flex;
            align-items: center;
            gap: 10px;
        }

        .logo img {
            height: 40px;
        }

        .logo-text {
            font-size: 20px;
            font-weight: 700;
            color: var(--primary-blue);
        }

        .logo-text span {
            color: var(--primary-green);
        }

        nav {
            display: flex;
        }

        nav ul {
            display: flex;
            list-style: none;
            gap: 25px;
        }

        nav a {
            text-decoration: none;
            color: var(--dark-gray);
            font-weight: 500;
            transition: color 0.3s;
            font-size: 16px;
        }

        nav a:hover {
            color: var(--primary-green);
        }

        .services-dropdown {
            position: relative;
        }

        .services-menu-trigger {
            display: inline-flex;
            align-items: center;
            gap: 7px;
            padding: 0;
            border: 0;
            background: none;
            color: var(--dark-gray);
            font: inherit;
            font-size: 16px;
            font-weight: 500;
            cursor: pointer;
            transition: color 0.3s;
        }

        .services-menu-trigger:hover,
        .services-dropdown.is-open .services-menu-trigger {
            color: var(--primary-green);
        }

        .services-menu-trigger:focus-visible {
            border-radius: 3px;
            outline: 3px solid rgba(80, 216, 175, 0.4);
            outline-offset: 4px;
        }

        .services-chevron {
            width: 7px;
            height: 7px;
            border-right: 1.5px solid currentColor;
            border-bottom: 1.5px solid currentColor;
            transform: translateY(-2px) rotate(45deg);
            transition: transform 0.2s ease;
        }

        .services-dropdown.is-open .services-chevron,
        .mobile-services-item.is-open .services-chevron {
            transform: translateY(2px) rotate(225deg);
        }

        .services-dropdown-panel {
            position: absolute;
            top: calc(100% + 18px);
            left: 50%;
            width: 390px;
            padding: 10px 12px 0;
            border: 1px solid #e1e6ec;
            border-radius: 10px;
            background-color: var(--white);
            box-shadow: 0 14px 34px rgba(8, 27, 76, 0.16);
            transform: translateX(-50%);
            z-index: 1100;
        }

        .services-dropdown-panel[hidden] {
            display: none;
        }

        .services-dropdown-columns {
            display: grid;
            grid-template-columns: repeat(2, minmax(0, 1fr));
            gap: 2px 14px;
        }

        .services-dropdown-column {
            display: flex;
            flex-direction: column;
            gap: 2px;
            list-style: none;
        }

        nav .services-dropdown-panel a {
            display: block;
            padding: 9px 10px;
            border-radius: 6px;
            color: var(--primary-blue);
            font-size: 0.88rem;
            font-weight: 600;
            line-height: 1.3;
        }

        nav .services-dropdown-panel a:hover,
        nav .services-dropdown-panel a:focus-visible {
            background-color: rgba(80, 216, 175, 0.14);
            color: #081b4c;
            outline: none;
        }

        .services-dropdown-all {
            margin-top: 8px;
            border-top: 1px solid #e6e9ee;
            text-align: center;
        }

        nav .services-dropdown-all a {
            padding: 11px 10px 12px;
            color: #28b98e;
        }

        .mobile-menu-btn {
            display: none;
            background: none;
            border: none;
            font-size: 24px;
            color: var(--primary-blue);
            cursor: pointer;
            z-index: 1001;
            position: relative;
            width: 40px;
            height: 40px;
            border-radius: 50%;
            transition: all 0.3s ease;
        }

        .mobile-menu-btn:hover {
            background-color: rgba(17, 47, 135, 0.1);
        }

        .menu-overlay {
            display: none;
            position: fixed;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            background-color: rgba(0, 0, 0, 0.7);
            z-index: 999;
            opacity: 0;
            transition: opacity 0.3s ease;
        }

        .menu-overlay.active {
            display: block;
            opacity: 1;
        }

        .mobile-menu {
            display: none;
            position: fixed;
            top: 0;
            right: -300px;
            width: 300px;
            height: 100%;
            background-color: var(--white);
            box-shadow: -5px 0 15px rgba(0,0,0,0.1);
            z-index: 1000;
            padding: 80px 0 20px;
            transition: right 0.3s ease, opacity 0.3s ease;
            overflow-y: auto;
            opacity: 0;
        }

        .mobile-menu.active {
            right: 0;
            display: block !important;
            opacity: 1;
        }

        .mobile-menu-header {
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            padding: 15px 20px;
            background-color: var(--primary-blue);
            color: var(--white);
            display: flex;
            justify-content: space-between;
            align-items: center;
        }

        .mobile-menu-logo {
            display: flex;
            align-items: center;
            gap: 10px;
        }

        .mobile-menu-logo img {
            height: 30px;
        }

        .mobile-menu-logo-text {
            font-size: 18px;
            font-weight: 700;
        }

        .mobile-menu-logo-text span {
            color: var(--primary-green);
        }

        .mobile-menu-close {
            background: none;
            border: none;
            color: var(--white);
            font-size: 24px;
            cursor: pointer;
            width: 36px;
            height: 36px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            transition: all 0.3s ease;
        }

        .mobile-menu-close:hover {
            background-color: rgba(255, 255, 255, 0.2);
        }

        .mobile-menu ul {
            list-style: none;
            display: flex;
            flex-direction: column;
            padding: 20px;
        }

        .mobile-menu li {
            margin-bottom: 5px;
        }

        .mobile-menu li a {
            text-decoration: none;
            color: var(--dark-gray);
            font-weight: 500;
            font-size: 18px;
            padding: 15px 20px;
            border-radius: 8px;
            display: block;
            transition: all 0.3s ease;
        }

        .mobile-menu li a:hover {
            background-color: rgba(17, 47, 135, 0.1);
            color: var(--primary-blue);
            transform: translateX(5px);
        }

        .mobile-services-trigger {
            width: 100%;
            display: flex;
            align-items: center;
            justify-content: space-between;
            gap: 12px;
            padding: 15px 20px;
            border: 0;
            border-radius: 8px;
            background: none;
            color: var(--dark-gray);
            font: inherit;
            font-size: 18px;
            font-weight: 500;
            text-align: left;
            cursor: pointer;
        }

        .mobile-services-trigger:hover,
        .mobile-services-trigger:focus-visible,
        .mobile-services-item.is-open .mobile-services-trigger {
            background-color: rgba(17, 47, 135, 0.1);
            color: var(--primary-blue);
            outline: none;
        }

        .mobile-services-panel[hidden] {
            display: none;
        }

        .mobile-menu .mobile-services-panel {
            padding: 3px 0 6px 14px;
        }

        .mobile-menu .mobile-services-panel a {
            padding: 10px 16px;
            font-size: 15px;
            line-height: 1.35;
        }

        .mobile-menu-contact {
            margin-top: 30px;
            padding: 20px;
            border-top: 1px solid #eee;
        }

        .mobile-menu-contact h3 {
            color: var(--primary-blue);
            margin-bottom: 15px;
            font-size: 18px;
        }

        .mobile-menu-contact-item {
            display: flex;
            align-items: center;
            gap: 15px;
            margin-bottom: 15px;
        }

        .mobile-menu-contact-icon {
            width: 40px;
            height: 40px;
            background-color: var(--primary-green);
            color: var(--white);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 16px;
        }

        .mobile-menu-contact-text {
            font-size: 16px;
        }

        .mobile-menu-contact-text h4 {
            color: var(--primary-blue);
            margin-bottom: 3px;
            font-size: 16px;
        }

        .mobile-menu-whatsapp {
            display: inline-flex;
            align-items: center;
            gap: 10px;
            background-color: #25D366;
            color: var(--white);
            padding: 12px 20px;
            border-radius: 50px;
            text-decoration: none;
            font-weight: 600;
            font-size: 16px;
            margin-top: 15px;
            transition: all 0.3s;
            box-shadow: 0 5px 15px rgba(37, 211, 102, 0.3);
        }

        .mobile-menu-whatsapp:hover {
            background-color: #1da851;
            transform: translateY(-3px);
            box-shadow: 0 8px 20px rgba(37, 211, 102, 0.4);
        }

        /* Hero Section */
        .hero {
            min-height: clamp(620px, 85svh, 700px);
            display: flex;
            align-items: flex-end;
            background-image:
                linear-gradient(180deg, rgba(8, 27, 76, 0.12) 0%, rgba(8, 27, 76, 0.7) 43%, rgba(8, 27, 76, 0.98) 76%, #081b4c 100%),
                url('img/seguro-digital-hero-mobile.webp');
            background-position: center top;
            background-size: cover;
            background-repeat: no-repeat;
            background-color: #081b4c;
            color: var(--white);
            padding: 80px 0 48px;
        }

        .hero-content {
            max-width: 620px;
        }

        .hero-label {
            display: inline-flex;
            align-items: center;
            min-height: 30px;
            padding: 5px 13px;
            margin-bottom: 14px;
            border-radius: 6px;
            background-color: var(--primary-green);
            color: #081b4c;
            font-size: 0.78rem;
            font-weight: 700;
        }

        .hero h1 {
            color: var(--primary-green);
            font-size: clamp(2.8rem, 13vw, 4rem);
            line-height: 1.02;
            letter-spacing: -0.04em;
            margin-bottom: 12px;
            font-weight: 700;
        }

        .hero-title-prefix {
            color: var(--white);
        }

        .hero-tagline {
            max-width: 680px;
            font-size: clamp(1.25rem, 5.5vw, 1.8rem);
            line-height: 1.25;
            font-weight: 700;
            margin-bottom: 16px;
        }

        .hero-description {
            max-width: 620px;
            font-size: 1rem;
            line-height: 1.55;
            margin-bottom: 16px;
        }

        .hero-advisor {
            display: flex;
            align-items: center;
            gap: 9px;
            color: var(--white);
            font-size: 0.9rem;
            line-height: 1.4;
            font-weight: 600;
            margin-bottom: 24px;
        }

        .hero-advisor .icon {
            flex: 0 0 auto;
            color: var(--primary-green);
            font-size: 1.1rem;
        }

        .hero-insurance-selector {
            position: relative;
            width: 100%;
            max-width: 400px;
            z-index: 20;
        }

        .hero-insurance-trigger {
            width: 100%;
            min-height: 60px;
            display: flex;
            align-items: center;
            justify-content: space-between;
            gap: 18px;
            padding: 0 20px 0 22px;
            border: 2px solid transparent;
            border-radius: 13px;
            background-color: var(--primary-green);
            color: #081b4c;
            font: inherit;
            font-weight: 700;
            cursor: pointer;
            box-shadow: 0 8px 20px rgba(80, 216, 175, 0.28);
            transition: background-color 0.2s ease, border-color 0.2s ease, box-shadow 0.2s ease;
        }

        .hero-insurance-trigger:hover {
            background-color: #61dfb9;
        }

        .hero-insurance-trigger:focus-visible {
            border-color: #081b4c;
            box-shadow: 0 0 0 4px rgba(80, 216, 175, 0.42), 0 8px 20px rgba(80, 216, 175, 0.28);
            outline: none;
        }

        .hero-insurance-arrow {
            flex: 0 0 auto;
            color: #081b4c;
            transition: transform 0.25s ease;
        }

        .hero-insurance-selector.is-open .hero-insurance-arrow {
            transform: rotate(180deg);
        }

        .hero-insurance-menu {
            position: absolute;
            top: calc(100% + 8px);
            left: 0;
            width: 100%;
            display: grid;
            grid-template-columns: repeat(2, minmax(0, 1fr));
            gap: 4px;
            padding: 8px;
            border: 1px solid rgba(17, 47, 135, 0.14);
            border-radius: 12px;
            background-color: var(--white);
            box-shadow: 0 18px 40px rgba(8, 27, 76, 0.24);
            list-style: none;
            z-index: 30;
        }

        .hero-insurance-menu[hidden] {
            display: none;
        }

        .hero-insurance-option {
            width: 100%;
            min-height: 44px;
            padding: 10px 12px;
            border: 0;
            border-radius: 8px;
            background-color: var(--white);
            color: var(--primary-blue);
            font: inherit;
            font-size: 0.9rem;
            font-weight: 600;
            text-align: left;
            cursor: pointer;
            transition: background-color 0.18s ease, color 0.18s ease;
        }

        .hero-insurance-option:hover,
        .hero-insurance-option:focus-visible {
            background-color: rgba(80, 216, 175, 0.18);
            color: #081b4c;
            outline: none;
        }

        .hero-insurance-option:focus-visible {
            box-shadow: inset 0 0 0 2px var(--primary-green);
        }


        .hero-trust {
            max-width: 620px;
            font-size: 0.78rem;
            line-height: 1.45;
            font-weight: 600;
            letter-spacing: 0.02em;
            margin-top: 16px;
            opacity: 0.92;
        }

        /* Cotizador original */
        #proposito {
            scroll-margin-top: 86px;
        }

        #proposito.proposito {
            padding: 58px 0 54px;
            background-color: #f4f7fa;
        }

        #proposito .container {
            max-width: 1120px;
        }

        #proposito .section-title {
            margin-bottom: 34px;
            font-size: clamp(2.35rem, 3.4vw, 2.625rem);
            line-height: 1.15;
        }

        #proposito .section-title::after {
            bottom: -11px;
            width: 58px;
            height: 3px;
        }

        .cotizador-layout {
            display: grid;
            grid-template-columns: minmax(0, 1.6fr) minmax(320px, 1fr);
            gap: 24px;
            align-items: start;
            margin-top: 0;
        }

        .cotizador-frame {
            width: 100%;
            max-width: 100%;
            height: 690px;
            border: none;
            border-radius: 16px;
            box-shadow: 0 16px 40px rgba(17, 47, 135, 0.1);
            background: white;
        }

        .cotizador-info {
            padding: 28px 26px;
            border-radius: 16px;
            background-color: var(--white);
            box-shadow: 0 16px 40px rgba(17, 47, 135, 0.1);
        }

        .cotizador-info-title {
            position: relative;
            color: var(--primary-blue);
            font-size: 1.45rem;
            line-height: 1.25;
            text-align: center;
            margin-bottom: 30px;
        }

        .cotizador-info-title::after {
            content: '';
            position: absolute;
            bottom: -11px;
            left: 50%;
            width: 48px;
            height: 3px;
            border-radius: 2px;
            background-color: var(--primary-green);
            transform: translateX(-50%);
        }

        .cotizador-benefits {
            list-style: none;
        }

        .cotizador-benefit {
            display: grid;
            grid-template-columns: 48px minmax(0, 1fr);
            gap: 14px;
            align-items: start;
            padding: 18px 0;
            border-bottom: 1px solid #edf1f6;
        }

        .cotizador-benefit-icon {
            width: 46px;
            height: 46px;
            display: flex;
            align-items: center;
            justify-content: center;
            border-radius: 50%;
            background-color: rgba(80, 216, 175, 0.15);
            color: var(--primary-blue);
            font-size: 1.05rem;
        }

        .cotizador-benefit h3 {
            color: var(--primary-blue);
            font-size: 1rem;
            line-height: 1.3;
            margin-bottom: 5px;
        }

        .cotizador-benefit p {
            color: #596273;
            font-size: 0.88rem;
            line-height: 1.5;
        }

        .cotizador-credentials {
            padding-top: 20px;
            border-top: 3px solid rgba(80, 216, 175, 0.65);
            margin-top: 20px;
            text-align: center;
        }

        .cotizador-license {
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 8px;
            color: var(--primary-blue);
            font-size: 0.85rem;
            font-weight: 700;
        }

        .cotizador-license .icon {
            color: var(--primary-green);
        }

        .cotizador-monogram {
            display: inline-block;
            margin-top: 14px;
            color: var(--primary-blue);
            font-size: 1.55rem;
            font-family: Georgia, serif;
            letter-spacing: -0.08em;
        }

        .cotizador-monogram span {
            color: var(--primary-green);
        }

        @media (max-width: 768px) {
            .hero-insurance-menu {
                grid-template-columns: 1fr;
                max-height: 280px;
                overflow-y: auto;
            }

            #proposito .container {
                padding: 0 10px;
            }

            .cotizador-info {
                padding: 24px 20px;
            }

            .cotizador-layout {
                grid-template-columns: 1fr;
                gap: 20px;
            }

            .cotizador-col {
                width: 100%;
            }

            .cotizador-frame {
                width: 100%;
                height: 760px;
                border-radius: 16px;
            }

            #proposito.proposito {
                padding: 44px 0 42px;
            }

            #proposito .section-title {
                margin-bottom: 30px;
                font-size: clamp(1.9rem, 8vw, 2.125rem);
            }
        }



        /* Propósito Section */
        .proposito {
            background-color: var(--light-gray);
            padding: 80px 0;
        }

        .section-title {
            text-align: center;
            margin-bottom: 40px;
            font-size: 2rem;
            color: var(--primary-blue);
            position: relative;
        }

        .section-title::after {
            content: '';
            position: absolute;
            bottom: -15px;
            left: 50%;
            transform: translateX(-50%);
            width: 80px;
            height: 4px;
            background-color: var(--primary-green);
        }




        /* Estilo mejorado para highlight */




        /* Servicios Section */
        .servicios {
            padding: 80px 0;
        }

        .servicios-grid {
            display: grid;
            grid-template-columns: 1fr;
            gap: 30px;
            margin-top: 40px;
        }

        .servicio-card {
            background-color: var(--white);
            border-radius: 10px;
            overflow: hidden;
            box-shadow: var(--shadow);
            transition: transform 0.3s;
        }

        .servicio-card:hover {
            transform: translateY(-5px);
        }

        .servicio-image {
            height: 180px;
            overflow: hidden;
        }

        .servicio-image img {
            width: 100%;
            height: 100%;
            object-fit: cover;
            transition: transform 0.5s;
        }

        .servicio-image img[src="img/auto.webp"],
        .servicio-image img[src="img/hogar.webp"],
        .servicio-image img[src="img/caucion.webp"] {
            object-position: center 20%;
        }

        .servicio-card:hover .servicio-image img {
            transform: scale(1.05);
        }

        .servicio-content {
            padding: 20px;
        }

        .servicio-content h3 {
            color: var(--primary-blue);
            margin-bottom: 10px;
            font-size: 1.3rem;
        }

        .servicio-content p {
            margin-bottom: 15px;
            font-size: 0.95rem;
        }

        .btn-secondary {
            display: inline-block;
            background-color: var(--primary-blue);
            color: var(--white);
            padding: 8px 20px;
            border-radius: 50px;
            text-decoration: none;
            font-weight: 500;
            font-size: 0.9rem;
            transition: all 0.3s;
        }

        .btn-secondary:hover {
            background-color: #0d2366;
        }

        /* Compañías Section - CARRUSEL */
        .companias {
            background-color: var(--white);
            padding: 80px 0;
        }

        .companias-intro {
            text-align: center;
            max-width: 800px;
            margin: 0 auto 50px;
        }

        .companias-intro p {
            font-size: 1.1rem;
            color: var(--dark-gray);
            margin-bottom: 20px;
        }

        /* Carrusel de Compañías */
        .carousel-container {
            position: relative;
            max-width: 100%;
            margin: 0 auto;
            overflow: hidden;
            border-radius: 10px;
        }

        .carousel-wrapper {
            display: flex;
            transition: transform 0.5s ease;
        }

        .carousel-item {
            min-width: 100%;
            padding: 20px;
            box-sizing: border-box;
        }

        .carousel-grid {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 20px;
        }

        .compania-card {
            background-color: var(--white);
            border-radius: 10px;
            padding: 30px 20px;
            box-shadow: 0 5px 15px rgba(0,0,0,0.05);
            display: flex;
            flex-direction: column;
            align-items: center;
            justify-content: center;
            height: 180px;
            transition: all 0.3s ease;
            border: 1px solid #f0f0f0;
        }

        .compania-card:hover {
            transform: translateY(-5px);
            box-shadow: var(--shadow);
        }

        .compania-logo {
            max-width: 100%;
            max-height: 140px;
            object-fit: contain;
            transition: all 0.3s ease;
        }

        .compania-card:hover .compania-logo {
            transform: scale(1.05);
        }

        /* Controles del carrusel */
        .carousel-control {
            position: absolute;
            top: 50%;
            transform: translateY(-50%);
            background-color: rgba(17, 47, 135, 0.7);
            color: var(--white);
            border: none;
            width: 40px;
            height: 40px;
            border-radius: 50%;
            font-size: 18px;
            cursor: pointer;
            z-index: 10;
            transition: all 0.3s ease;
            display: flex;
            align-items: center;
            justify-content: center;
        }

        .carousel-control:hover {
            background-color: var(--primary-blue);
        }

        .carousel-control.prev {
            left: 10px;
        }

        .carousel-control.next {
            right: 10px;
        }

        /* Indicadores del carrusel */
        .carousel-indicators {
            display: flex;
            justify-content: center;
            margin-top: 20px;
            gap: 10px;
        }

        .indicator {
            width: 12px;
            height: 12px;
            border-radius: 50%;
            background-color: rgba(17, 47, 135, 0.3);
            cursor: pointer;
            transition: all 0.3s ease;
        }

        .indicator.active {
            background-color: var(--primary-blue);
            transform: scale(1.2);
        }

        /* Sobre Nosotros Section */
        .sobre-nosotros {
            background-color: var(--light-gray);
            padding: 80px 0;
        }

        .sobre-content {
            display: flex;
            flex-direction: column;
            align-items: center;
            gap: 40px;
        }

        .sobre-text {
            flex: 1;
            order: 2;
        }

        .sobre-text h3 {
            color: var(--primary-blue);
            margin-bottom: 15px;
            font-size: 1.5rem;
        }

        .sobre-text p {
            margin-bottom: 15px;
            font-size: 1rem;
        }

        .sobre-image {
            flex: 1;
            border-radius: 10px;
            overflow: hidden;
            box-shadow: var(--shadow);
            order: 1;
            max-width: 100%;
        }

        .sobre-image img {
            width: 100%;
            height: auto;
            display: block;
        }

        .valores {
            display: flex;
            flex-direction: column;
            gap: 15px;
            margin-top: 25px;
        }

        .valor-item {
            background-color: var(--white);
            padding: 15px;
            border-radius: 8px;
            box-shadow: 0 5px 15px rgba(0,0,0,0.05);
        }

        .valor-item h4 {
            color: var(--primary-blue);
            margin-bottom: 8px;
            font-size: 1.1rem;
        }

        .valor-item p {
            font-size: 0.9rem;
        }

        /* Testimonios Section */
        .testimonios {
            padding: 80px 0;
        }

        .testimonios-grid {
            display: grid;
            grid-template-columns: 1fr;
            gap: 25px;
            margin-top: 40px;
        }

        .testimonio-card {
            background-color: var(--white);
            border-radius: 10px;
            padding: 25px;
            box-shadow: var(--shadow);
            position: relative;
            display: flex;
            flex-direction: column;
        }

        .testimonio-card::before {
            content: '"';
            position: absolute;
            top: 15px;
            left: 15px;
            font-size: 50px;
            color: rgba(80, 216, 175, 0.2);
            font-family: Georgia, serif;
        }

        .testimonio-text {
            margin-bottom: 15px;
            padding: 10px 0 0 16px;
            font-style: italic;
            font-size: 0.95rem;
            overflow-wrap: anywhere;
            position: relative;
            z-index: 1;
            flex: 1;
        }

        .testimonio-author {
            display: flex;
            align-items: center;
            gap: 15px;
        }

        .author-image {
            width: 50px;
            height: 50px;
            flex: 0 0 50px;
            display: flex;
            align-items: center;
            justify-content: center;
            border: 1px solid #36bf96;
            border-radius: 50%;
            background-color: #bdf3e3;
            color: var(--primary-blue);
            font-size: 0.9rem;
            font-weight: 600;
            line-height: 1;
        }

        .author-info h3 {
            color: var(--primary-blue);
            margin-bottom: 5px;
            font-size: 1rem;
        }

        .author-info p {
            font-size: 0.85rem;
            color: #666;
        }

        /* Contacto Section */
        .contacto {
            background-color: #f4f7fa;
            padding: 58px 0 60px;
        }

        .contacto .container {
            max-width: 1120px;
        }

        .contacto .section-title {
            margin-bottom: 12px;
            font-size: clamp(2.3rem, 3.4vw, 2.625rem);
        }

        .contacto .section-title::after {
            display: none;
        }

        .contacto-subtitle {
            color: #596273;
            font-size: 1rem;
            text-align: center;
            margin-bottom: 32px;
        }

        .contacto-content {
            display: grid;
            grid-template-columns: minmax(300px, 0.75fr) minmax(0, 1.6fr);
            gap: 24px;
            align-items: start;
        }

        .contacto-form,
        .contacto-info {
            background-color: var(--white);
            padding: 30px;
            border: 1px solid rgba(17, 47, 135, 0.08);
            border-radius: 16px;
            box-shadow: 0 16px 40px rgba(17, 47, 135, 0.09);
        }

        .contacto-form h3,
        .contacto-info h3 {
            color: var(--primary-blue);
            margin-bottom: 10px;
            font-size: 1.45rem;
            line-height: 1.25;
        }

        .contacto-intro {
            color: #596273;
            font-size: 0.92rem;
            line-height: 1.55;
            margin-bottom: 24px;
        }

        .contacto-details {
            list-style: none;
        }

        .contacto-item {
            display: grid;
            grid-template-columns: 46px minmax(0, 1fr);
            gap: 13px;
            align-items: center;
            padding: 15px 0;
            border-bottom: 1px solid #edf1f6;
        }

        .contacto-icon {
            width: 44px;
            height: 44px;
            display: flex;
            align-items: center;
            justify-content: center;
            border-radius: 50%;
            background-color: rgba(80, 216, 175, 0.15);
            color: var(--primary-blue);
            font-size: 1rem;
        }

        .contacto-text h4 {
            margin-bottom: 3px;
            color: var(--primary-blue);
            font-size: 0.88rem;
        }

        .contacto-text p,
        .contacto-text a {
            color: #4d5768;
            font-size: 0.9rem;
            line-height: 1.45;
            text-decoration: none;
            overflow-wrap: anywhere;
        }

        .contacto-text a:hover {
            color: var(--primary-blue);
            text-decoration: underline;
        }

        .contacto-text a:focus-visible {
            border-radius: 3px;
            outline: 3px solid rgba(80, 216, 175, 0.4);
            outline-offset: 3px;
        }

        .contacto-license {
            display: flex;
            align-items: center;
            gap: 9px;
            padding-top: 20px;
            margin-top: 20px;
            border-top: 2px solid rgba(80, 216, 175, 0.55);
            color: var(--primary-blue);
            font-size: 0.84rem;
            font-weight: 700;
            line-height: 1.45;
        }

        .contacto-license .icon {
            color: var(--primary-green);
            font-size: 1rem;
        }

        .contacto-form-header {
            margin-bottom: 22px;
        }

        .form-row {
            display: grid;
            grid-template-columns: repeat(2, minmax(0, 1fr));
            gap: 16px;
        }

        .form-group {
            margin-bottom: 16px;
        }

        .form-group label {
            display: block;
            margin-bottom: 7px;
            font-weight: 600;
            color: var(--primary-blue);
            font-size: 0.9rem;
        }

        .form-group input,
        .form-group select,
        .form-group textarea {
            width: 100%;
            min-height: 52px;
            padding: 12px 14px;
            border: 1px solid #d8e0ea;
            border-radius: 10px;
            background-color: var(--white);
            color: var(--dark-gray);
            font-family: inherit;
            font-size: 0.94rem;
            transition: border-color 0.2s ease, box-shadow 0.2s ease;
        }

        .form-group input:focus-visible,
        .form-group select:focus-visible,
        .form-group textarea:focus-visible {
            border-color: var(--primary-blue);
            box-shadow: 0 0 0 4px rgba(17, 47, 135, 0.1);
            outline: none;
        }

        .form-group input[aria-invalid="true"],
        .form-group select[aria-invalid="true"],
        .form-group textarea[aria-invalid="true"] {
            border-color: #c83b48;
        }

        .form-group textarea {
            resize: vertical;
            min-height: 112px;
            max-height: 260px;
        }

        .form-error {
            display: none;
            color: #a52634;
            font-size: 0.78rem;
            line-height: 1.35;
            margin-top: 6px;
        }

        .form-error.is-visible {
            display: block;
        }

        .contact-submit {
            width: 100%;
            min-height: 54px;
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 12px;
            border: 0;
            border-radius: 10px;
            background-color: var(--primary-blue);
            color: var(--white);
            font: inherit;
            font-weight: 600;
            font-size: 1rem;
            cursor: pointer;
            box-shadow: 0 8px 18px rgba(17, 47, 135, 0.22);
            transition: background-color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
        }

        .contact-submit:hover {
            background-color: #0b276f;
            transform: translateY(-2px);
        }

        .contact-submit:active {
            transform: translateY(0);
        }

        .contact-submit:focus-visible {
            outline: 3px solid rgba(80, 216, 175, 0.5);
            outline-offset: 3px;
        }

        .contact-privacy {
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 7px;
            color: #687283;
            font-size: 0.78rem;
            line-height: 1.4;
            margin-top: 12px;
            text-align: center;
        }

        .contact-privacy .icon {
            color: var(--primary-green);
        }

        @media (prefers-reduced-motion: reduce) {
            .contact-submit,
            .form-group input,
            .form-group select,
            .form-group textarea {
                transition: none;
            }
        }

        @media (max-width: 768px) {
            .contacto {
                padding: 44px 0 46px;
            }

            .contacto .container {
                padding-right: 20px;
                padding-left: 20px;
            }

            .contacto .section-title {
                font-size: clamp(1.95rem, 8vw, 2.2rem);
            }

            .contacto-subtitle {
                margin-bottom: 26px;
            }

            .contacto-content,
            .form-row {
                grid-template-columns: 1fr;
            }

            .contacto-content {
                gap: 20px;
            }

            .contacto-form,
            .contacto-info {
                padding: 24px 20px;
            }
        }

        /* Footer */
        footer {
            background-color: var(--primary-blue);
            color: var(--white);
            padding: 50px 0 20px;
        }









        /* WhatsApp Flotante - Mejorado */
        .whatsapp-float {
            position: fixed;
            width: 60px;
            height: 60px;
            bottom: 80px;
            right: 20px;
            background-color: #25D366;
            color: var(--white);
            border-radius: 50%;
            text-align: center;
            font-size: 28px;
            box-shadow: 0 5px 15px rgba(37, 211, 102, 0.4);
            z-index: 1002;
            display: flex;
            align-items: center;
            justify-content: center;
            transition: all 0.3s;
            border: none;
            overflow: hidden;
        }

        .whatsapp-float:hover {
            background-color: #1da851;
            transform: scale(1.1);
        }

        .whatsapp-float .icon {
            width: 0.875em;
            height: 1em;
            line-height: 1;
            font-size: 28px;
            fill: currentColor;
        }

        /* Tablet y Desktop */
        @media (min-width: 768px) {

            .section-title {
                font-size: 2.5rem;
                margin-bottom: 60px;
            }

            .proposito,
            .servicios,
            .companias,
            .sobre-nosotros,
            .testimonios,
            .contacto {
                padding: 100px 0;
            }

            .sobre-content {
                flex-direction: row;
            }

            .sobre-text {
                order: 1;
            }

            .sobre-image {
                order: 2;
            }

            .servicios-grid {
                grid-template-columns: repeat(2, 1fr);
                gap: 40px;
                margin-top: 60px;
            }

            .servicio-image {
                height: 200px;
            }

            .servicio-content {
                padding: 30px;
            }

            .servicio-content h3 {
                font-size: 1.5rem;
            }

            .servicio-content p {
                font-size: 1rem;
            }

            .btn-secondary {
                padding: 10px 25px;
                font-size: 1rem;
            }

            /* Carrusel para tablet */
            .carousel-grid {
                grid-template-columns: repeat(4, 1fr);
            }

            .sobre-text h3 {
                font-size: 1.8rem;
            }

            .valores {
                flex-direction: row;
                flex-wrap: wrap;
                gap: 20px;
                margin-top: 30px;
            }

            .valor-item {
                flex: 1;
                min-width: 200px;
                padding: 20px;
            }

            .valor-item h4 {
                font-size: 1.2rem;
            }

            .valor-item p {
                font-size: 0.95rem;
            }

            .testimonios-grid {
                grid-template-columns: repeat(2, 1fr);
                gap: 30px;
                margin-top: 60px;
            }

            .testimonio-card {
                padding: 30px;
            }

            .testimonio-card::before {
                top: 20px;
                left: 20px;
                font-size: 60px;
            }

            .testimonio-text {
                margin-bottom: 20px;
                font-size: 1rem;
            }





            .whatsapp-float {
                width: 60px;
                height: 60px;
                bottom: 40px;
                right: 40px;
                font-size: 30px;
            }
        }

        @media (min-width: 769px) {
            .hero {
                min-height: 520px;
                align-items: center;
                background-image:
                    linear-gradient(90deg, rgba(8, 27, 76, 0.97) 0%, rgba(8, 27, 76, 0.9) 30%, rgba(8, 27, 76, 0.5) 48%, rgba(8, 27, 76, 0) 67%),
                    url('img/seguro-digital-hero-desktop-v2.webp');
                background-position: center top;
                background-size: cover;
                padding: 100px 0 40px;
            }

            .hero-content {
                max-width: 540px;
            }

            .hero h1 {
                font-size: clamp(3.25rem, 5vw, 3.75rem);
                margin-bottom: 12px;
            }

            .hero-tagline {
                max-width: 540px;
                font-size: clamp(1.35rem, 2vw, 1.75rem);
                margin-bottom: 14px;
            }

            .hero-description {
                font-size: 1rem;
                margin-bottom: 12px;
            }

            .hero-advisor {
                font-size: 0.92rem;
                margin-bottom: 18px;
            }

            .hero-trust {
                font-size: 0.82rem;
                margin-top: 14px;
            }
        }

        /* Desktop */
        @media (min-width: 992px) {
            .servicios-grid {
                grid-template-columns: repeat(3, 1fr);
            }

            .testimonios-grid {
                grid-template-columns: repeat(3, 1fr);
            }

        }

        @media (max-width: 768px) {
            .header-container {
                padding: 12px 18px;
            }

            .hero-content {
                transform: translateY(36px);
            }

            .mobile-menu-btn {
                display: flex;
                align-items: center;
                justify-content: center;
            }

            nav {
                display: none;
            }

        }

        /* Estilos específicos para el menú móvil */
        @media (max-width: 768px) {
            
            .whatsapp-float {
                width: 50px !important;
                height: 50px !important;
                bottom: 16px !important;
                right: 12px !important;
                font-size: 24px !important;
                z-index: 1002 !important;
                border: none !important;
            }
            
            /* Carrusel para móvil */
            .carousel-grid {
                grid-template-columns: repeat(1, 1fr);
            }
        }
        

        /* Footer global Seguro Digital */
        footer.site-footer-v2 {
            padding: 0;
            background: linear-gradient(135deg, #071d51 0%, #0b2d78 55%, #081b4c 100%);
            color: #fff;
        }

        .sdf-container {
            width: 90%;
            max-width: 1320px;
            margin: 0 auto;
            padding: 0 20px;
        }

        .sdf-main {
            display: grid;
            grid-template-columns: 1.05fr 1.15fr 1fr;
            gap: 56px;
            padding: 44px 0 32px;
        }

        .sdf-brand {
            display: flex;
            align-items: center;
            gap: 16px;
            margin-bottom: 18px;
        }

        .sdf-monogram {
            display: inline-flex;
            align-items: baseline;
            color: #fff;
            font-family: Georgia, serif;
            font-size: 4rem;
            line-height: 1;
            letter-spacing: 0;
        }

        .sdf-monogram-s,
        .sdf-monogram-d {
            display: block;
            font: inherit;
            line-height: 1;
        }

        .sdf-monogram-d {
            margin-left: -0.06em;
            color: var(--primary-green);
        }

        .sdf-brand-name span {
            color: var(--primary-green);
        }

        .sdf-brand-divider {
            width: 1px;
            height: 62px;
            background: rgba(255, 255, 255, 0.7);
        }

        .sdf-brand-name {
            color: #fff;
            font-size: 1.7rem;
            font-weight: 700;
            line-height: 1.05;
        }

        .sdf-accent-line {
            width: 52px;
            height: 3px;
            margin: 0 0 16px;
            background: var(--primary-green);
        }

        .sdf-person {
            margin-bottom: 14px;
            color: #fff;
            font-size: 1rem;
            line-height: 1.6;
        }

        .sdf-description {
            max-width: 340px;
            color: rgba(255, 255, 255, 0.78);
            font-size: 0.95rem;
            line-height: 1.65;
        }

        .sdf-socials {
            display: flex;
            gap: 12px;
            margin-top: 16px;
        }

        .sdf-socials a {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            width: 44px;
            height: 44px;
            border-radius: 50%;
            background: rgba(255, 255, 255, 0.09);
            color: #fff;
            transition: background-color 0.2s ease, transform 0.2s ease;
        }

        .sdf-socials a:hover,
        .sdf-socials a:focus-visible {
            background: var(--primary-green);
            transform: translateY(-2px);
            outline: none;
        }

        .sdf-socials svg {
            width: 1.1rem;
            height: 1.1rem;
            fill: currentColor;
        }

        .sdf-title {
            margin: 4px 0 12px;
            color: #fff;
            font-size: 1.25rem;
            line-height: 1.2;
        }

        footer.site-footer-v2 nav.sdf-column,
        footer.site-footer-v2 .sdf-links {
            display: block;
        }

        .sdf-title::after {
            display: block;
            width: 46px;
            height: 3px;
            margin-top: 10px;
            background: var(--primary-green);
            content: '';
        }

        .sdf-links {
            margin: 0;
            padding: 0;
            list-style: none;
        }

        .sdf-links li {
            border-bottom: 1px solid rgba(255, 255, 255, 0.09);
        }

        .sdf-links li:last-child {
            border-bottom: 0;
        }

        .sdf-links a {
            display: flex;
            align-items: center;
            min-height: 44px;
            color: rgba(255, 255, 255, 0.88);
            font-size: 0.94rem;
            line-height: 1.35;
            text-decoration: none;
            transition: color 0.2s ease;
        }

        .sdf-links a:hover,
        .sdf-links a:focus-visible {
            color: var(--primary-green);
            outline: none;
        }

        .sdf-services a {
            gap: 11px;
        }

        .sdf-services svg {
            flex: 0 0 auto;
            width: 21px;
            height: 21px;
            color: var(--primary-green);
            fill: none;
            stroke: currentColor;
            stroke-linecap: round;
            stroke-linejoin: round;
            stroke-width: 1.7;
        }

        .sdf-contact-list {
            display: grid;
            gap: 14px;
            margin-top: 16px;
        }

        .sdf-contact-item {
            display: flex;
            align-items: center;
            gap: 12px;
            color: rgba(255, 255, 255, 0.9);
            font-size: 0.94rem;
            text-decoration: none;
        }

        .sdf-contact-icon {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            flex: 0 0 auto;
            width: 38px;
            height: 38px;
            border: 1px solid rgba(80, 216, 175, 0.75);
            border-radius: 50%;
            color: var(--primary-green);
        }

        .sdf-contact-icon svg {
            width: 17px;
            height: 17px;
            fill: currentColor;
        }

        .sdf-market-note {
            margin-top: 22px;
            padding: 6px 0 6px 16px;
            border-left: 1px solid var(--primary-green);
        }

        .sdf-market-note strong {
            display: block;
            margin-bottom: 8px;
            color: var(--primary-green);
            font-size: 0.98rem;
            line-height: 1.5;
        }

        .sdf-market-note p {
            margin: 0;
            color: rgba(255, 255, 255, 0.72);
            font-size: 0.88rem;
            line-height: 1.55;
        }

        .sdf-institutional {
            border-top: 1px solid rgba(80, 216, 175, 0.8);
        }

        .sdf-institutional-grid {
            display: grid;
            grid-template-columns: 0.85fr 1.4fr 1fr;
            align-items: center;
            gap: 28px;
            padding: 20px 0;
        }

        .sdf-institutional-block {
            min-width: 0;
        }

        .sdf-institutional-block + .sdf-institutional-block {
            padding-left: 28px;
            border-left: 1px solid rgba(255, 255, 255, 0.22);
        }

        .sdf-pas {
            display: flex;
            align-items: center;
            gap: 14px;
        }

        .sdf-pas svg {
            flex: 0 0 auto;
            width: 44px;
            height: 44px;
            color: var(--primary-green);
            fill: none;
            stroke: currentColor;
            stroke-linecap: round;
            stroke-linejoin: round;
            stroke-width: 1.6;
        }

        .sdf-pas strong {
            display: block;
            color: #fff;
            font-size: 0.9rem;
        }

        .sdf-pas span,
        .sdf-legal-copy {
            color: rgba(255, 255, 255, 0.72);
            font-size: 0.86rem;
            line-height: 1.55;
        }

        .sdf-ssn-logo-frame {
            position: relative;
            width: 230px;
            max-width: 100%;
            height: 46px;
            overflow: hidden;
        }

        .sdf-ssn-logo {
            position: absolute;
            top: -93px;
            left: 0;
            display: block;
            width: 230px;
            height: 230px;
            filter: brightness(0) invert(1);
        }

        .sdf-control-label {
            margin-top: 7px;
            color: var(--primary-green);
            font-size: 0.84rem;
        }

        .sdf-ssn-link {
            display: inline-block;
            margin-top: 3px;
            color: rgba(255, 255, 255, 0.85);
            font-size: 0.83rem;
            text-decoration: none;
        }

        .sdf-ssn-link:hover,
        .sdf-ssn-link:focus-visible {
            color: var(--primary-green);
            outline: none;
        }

        .sdf-bottom {
            background: rgba(1, 13, 48, 0.42);
        }

        .sdf-bottom p {
            margin: 0;
            padding: 13px 0;
            color: rgba(255, 255, 255, 0.68);
            font-size: 0.82rem;
            line-height: 1.5;
            text-align: center;
        }

        @media (max-width: 1100px) {
            .sdf-main {
                grid-template-columns: repeat(2, minmax(0, 1fr));
            }

            .sdf-institutional-grid {
                grid-template-columns: 1fr 1.5fr;
            }

            .sdf-institutional-block:last-child {
                grid-column: 1 / -1;
                padding-top: 24px;
                padding-left: 0;
                border-top: 1px solid rgba(255, 255, 255, 0.18);
                border-left: 0;
            }
        }

        @media (max-width: 700px) {
            .sdf-container {
                width: 100%;
                padding: 0 20px;
            }

            .sdf-main {
                grid-template-columns: 1fr;
                gap: 28px;
                padding: 34px 0 28px;
            }

            .sdf-brand-name {
                font-size: 1.5rem;
            }

            .sdf-monogram {
                font-size: 3.5rem;
            }


            .sdf-institutional-grid {
                grid-template-columns: 1fr;
                gap: 0;
                padding: 20px 0;
            }

            .sdf-institutional-block,
            .sdf-institutional-block + .sdf-institutional-block,
            .sdf-institutional-block:last-child {
                grid-column: auto;
                padding: 16px 0;
                border-top: 1px solid rgba(255, 255, 255, 0.18);
                border-left: 0;
            }

            .sdf-institutional-block:first-child {
                padding-top: 0;
                border-top: 0;
            }

            .sdf-bottom p {
                padding-right: 12px;
                padding-left: 12px;
            }
        }